Whether you're a homeowner, business owner, landlord, or contractor, frozen pipes can be a concern—and the consequences can be costly. In addition to cleanup and repair costs, you or your tenants may have to move from the premises, there could possible moisture or mold concerns, and business operations could be interrupted.
As a small business owner, you know that health insurance-related costs are a big concern. But while you know healthcare is expensive, you also know that keeping your employees healthy is important to their happiness and your bottom line. As more jobs shift to an office setting, sitting is now being referred to as the new smoking. Therefore, your office building is in a unique position to get employees more active.
When it comes to insurance for a retail business, there are several coverages—like liability and property coverage— that immediately come to mind. For a retailer, these coverages make sense, but once you look deeper, there are other risks that retailers face and additional coverages that should be considered.