insured wheels on the road
positive claims experience
MOTORCYCLE POLICY
Here's what sets Acuity's motorcycle insurance apart.
Being a biker means you have different needs. We’re here to provide you with the best products and services, so your motorcycle insurance needs are covered, and you can get back on the open road.
Coverage details
Let’s face it, accidents happen. We offer all the essential coverages for your motorcycle, like liability, comprehensive, collision, and more.
Accessories coverage
If you’re in an accident, we’ll replace your gear and accessories with no maximum limit.
Helmet bonus
When you wear a helmet while riding, the amount of coverage for medical payments automatically increases.
Bike replacement
With replacement cost coverage, we’ll cover the full cost to replace your motorcycle if yours is damaged beyond repair.
Discounts
We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick motorcycle insurance quote to see the discounts you’re eligible for.
Roadside assistance
We know car trouble is the last thing you want to deal with. With Acuity, there's no need for you to panic. When you call our roadside assistance, we’ll get you the help you need and get you back on the road.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
We have been insured by Acuity for eight years and have no intention of switching. I’ve had such a great experience; I’ve recommended them to other family members.
Leslie
RESOURCES
Other things you might be interested in.
Learn more about our products.
See the latest videos from our experts.
Check out our glossary to help you understand your policy.
FAQs
Have questions? We have answers.
I’ve been in an accident. What do I do?
Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.
Does motorcycle insurance cover other riders?
Yes, your motorcycle policy provides coverage for passengers on your bike, as well as friends you let borrow your bike.
Do I have coverage for my motorcycle safety apparel?
Yes, collision coverage pays for damage to helmets and safety apparel with no maximum limit.
What should I do if I get stranded on the side of the road?
If you have towing and labor coverage, you also have 24/7 emergency roadside assistance coverage. Just call 866.732.1466.
How much is motorcycle insurance?
The cost of motorcycle insurance depends on a lot of factors, like the type of motorcycle, your location, your driving record, and more. Get an online motorcycle insurance quote to see what the price is for you.
We're rated A+
Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.
In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.