renters know we value their valuables
positive claims experience
RENTERS POLICY
What does renters insurance cover?
Acuity is different then most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in renters insurance.
Coverage details
Our renters insurance covers your belongings against things like fire or theft. It also covers medical and legal expenses if a guest were to get injured at your place.
Cost of renters insurance
Renters policies are one of the most affordable insurance policies out there—typically less than $16 per month. Package renters insurance with your auto insurance to save even more!
Accommodations
If you need somewhere to stay while damage to your apartment is being repaired, renters insurance covers your expenses.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
Personal property insurance
We provide custom coverage to protect your stuff against damage or theft, no matter where it is in the world.
Identity fraud and cyber protection
Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.
Jewelry insurance
Protect your jewelry by adding a jewelry endorsement to your homeowners, renters, or condo policy.
When my wife and I were notified of the fire at our rental property, we were overwhelmed to say the least. [Our adjuster] met us the next day and immediately put us at ease by explaining how we would proceed from there and what to expect in the future. We were very satisfied with the way we were made whole again and would not hesitate to recommend your fine company to our friends in the future.
David
RESOURCES
Other things you might be interested in.
Download our inventory worksheet to help keep track of items in your home.
See the latest videos from our experts.
Check out our glossary to help you understand your policy.
FAQs
Have questions? We have answers.
Doesn't my landlord's insurance cover me and my apartment?
No, your landlord’s insurance only covers the rental building itself, not your belongings or liability for accidents.
What does renters insurance cover?
Renters insurance covers loss or damage to your belongings caused by things like fire, theft, smoke, vandalism, explosion, and windstorms. It also covers your liability—things like guest’s medical expenses if an accident happens.
Why do I need personal liability insurance?
Accidents happen. You can end up on the hook for legal fees or medical expenses if someone were to get hurt at your apartment. Renters insurance helps pay for those types of bills.
As long as my roommate has renters insurance, I'm okay too, right?
No, your roommate’s insurance policy will cover his or her own possessions, but not yours. To cover your belongings, you need your own renters insurance policy.
We're rated A+
Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.
In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.