doors and windows insured
positive claims experience
CONDO POLICY
Here's what we'll cover with your condo policy.
Acuity is different than most insurance companies. In addition to top-notch customer service, we have the condo home insurance that fits your life.
Coverage details
You might not have to mow the lawn or shovel the snow, but you still need insurance protection. We cover the interior of your condo and your belongings, and we provide liability protection in case anything goes wrong.
Bonus coverage
In every condo policy, we automatically include $5,000 of coverage for appliances, fixtures, or any upgrades you’ve made to your unit, like hardwood floors.
Home business
This unique product is among the broadest of coverages in the industry for protecting your home-based business.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
Personal property insurance
We provide custom coverage to protect your stuff against damage or theft, no matter where it is in the world.
Identity fraud and cyber protection
Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.
Jewelry insurance
Protect your jewelry by adding a jewelry endorsement to your homeowners, renters, or condo policy.
Mechanical breakdown
Add coverage to repair or replace household appliances in the event of a sudden electrical or mechanical breakdown.
This has been one of the best experiences with an insurance company I've had. You've made it seamless and painless. I would definitely recommend Acuity in the future.
Kellen
RESOURCES
Other things you might be interested in.
Download our inventory worksheet to help keep track of items in your home.
Download our maintenance log worksheet to help keep track of changes made to your home and identify when work was done and who completed it.
See the latest videos from our experts.
FAQs
Have questions? We have answers.
Don't my condo association fees cover my insurance?
No, condo association coverage will only cover the exterior of the condo. You will need separate condo insurance to protect the inside of your condo, your possessions, and your liability.
How do I know how much condo insurance I need?
You can determine the contents coverage needed by going through each room and making an inventory of your belongings, including things like furniture, appliances, electronics, and clothes. Add up the value of all your items, and that’s how much coverage you need.
What's the difference between condo insurance and homeowners insurance?
Condo insurance only covers the interior of a condo, whereas homeowners insurance covers both the interior and the exterior of a home. Condo owners only need to cover the interior because their condo association takes care of the exterior.
What do I do if I need to report a loss or claim?
Please contact us as soon as possible to report a claim via phone at 800.242.7666, our website, or through your local agent. When reporting a claim, have as much information available as possible, such as the date, time, and location of the incident, the names of the parties involved, if applicable, and their phone numbers and addresses. Taking photos or videos of the loss scene is also helpful.
We're rated A+
Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.
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In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.