Packaged Coverages
Our commercial package policy provides the insurance protection for your business. A commercial package policy is a one -stop shop for all your insurance coverage needs. This simplified approach to business insurance provides peace of mind knowing that your business is protected against the worst that life can throw at you.
General liability
This protects you when someone takes legal action against you, including your defense costs when a customer slips on a wet floor or falls on incorrectly installed stairs. With Acuity’s general liability coverage, you will feel at ease knowing we have your back.
Commercial auto
Does your business rely on vehicles to get work done? When an employee is involved in an auto accident our commercial auto insurance protects your business. Acuity would love to keep you working and on the road.
Workers' compensation
No business owner wants to see his or her employees get injured on the job. Rest assured that with Acuity’s workers’ compensation insurance, when an injury does occur, we will take care of your employee by getting them the help they need so they can get back to work.
Property
From building and contents coverage to loss of income and full replacement coverage, Acuity property insurance provides broad coverage for your property’s needs.
Excess liability
An Acuity excess liability protects you with high limits of insurance and fits on top of the protection you have with your auto, liability, and employers’ liability coverage.
Inland marine
Don’t let the name fool you. It is not coverage for cargo that used to be on a ship. If your property is on the move, you need inland marine.
Cyber insurance
Cyber crime is one of the fastest-growing types of crime in the world. Every business of every size now faces cyber risk. Make sure you’re protected with Acuity.
Crime and fidelity
Acuity has the coverages you need, from employee dishonesty to theft of money, securities, and other property.
Equipment breakdown
Equipment breakdown coverage is no longer simply for your boiler and machinery. Learn about all of the things that Acuity's equipment breakdown can cover.
Employment-Related Practices Liability Insurance (ERPL)
Our employment-related practices liability insurance protects you against claims made by employees alleging wrongful acts you commit as an employer, backed by the strength, stability, and expertise of Acuity. Learn more.
RESOURCES
Other things you might be interested in.
Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.
Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely
Does insurance lingo sometimes leave you guessing? Check out our glossary!
FAQs
Have questions? We have answers.
Is billing different because I have a package policy?
One advantage of a package policy is you have a single bill for all your Acuity coverages. If you have seperate policies for workers’ compensation, business owners, and auto, you could have three bills.
Can I cancel one line of insurance such as commercial automobile?
Yes, you may cancel a line of insurance and keep the remaining insurance in an Acuity commercial package policy.
Why should I choose Bis-Pak® over commercial property?
There are several key differences to be aware of. Bis-Pak® automatically includes business income coverage, computer coverage, and no coinsurance penalty, and 25% automatic increase for seasonal variations in your contents.