cars, trucks, and vans kept safe
in the great lakes and plains regions
There are many benefits of having an auto policy with Acuity.
Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in auto insurance.
Acuity named a top company in the nation for claims service
Acuity is named one of the best insurers in the country for claims service in the 2024 CRASH Network Insurer Report Card.
Coverage detail
Let’s face it, accidents happen. Acuity offers all the essential coverages, like liability, comprehensive, collision, and more.
Roadside assistance
We know car trouble is the last thing you want to deal with. With Acuity, there's no need for you to panic. When you call our roadside assistance, we’ll get you the help you need and get you back on the road.
Teen drivers
Is your teenager about to become the newest driver in the family? Acuity has you and your teen covered.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
Discounts
We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick auto insurance quote to see the discounts you’re eligible for.
My car was replaced quickly and efficiently, but the compassion and support I received most definitely has been a plus to my healing physically and emotionally.
Maureen
RESOURCES
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Check out our glossary to help you understand your policy.
FAQs
Have questions? We have answers.
I’ve been in an accident. What do I do?
Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.
How can I obtain new insurance cards?
You can access virtual ID cards through our app or you can print a copy of your insurance cards from our website by logging in to your account and clicking on vehicle ID cards from the Your Covered Items page.
I gave my friend permission to borrow my car and, unfortunately, he got into an accident. Is my friend covered under my policy? Is my car covered?
Yes, both your friend and your vehicle are covered under your policy. Our insurance always follows the vehicle, so if you drive a friend’s car, his or her insurance would cover you.
If I rent a car, do I need to purchase additional insurance from the car rental agency?
It depends on your comfort level. The same limits and deductibles you have on your personal car also apply to a rental car. However, there are a couple gaps. If you have an accident with your rental car, the rental agency could charge you for the loss of use while the car is being repaired and/or for the diminished value of the car. Purchasing coverage from the rental agency or adding the auto enhancements endorsement to your policy would protect you from these charges.
We're rated A+
Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.
In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.