Tips to Prevent Car Thefts

Did you know car thefts are becoming more common? Protecting your vehicle has never been more important. Check out these essential tips to keep your car safe and secure.
July 1, 2024 | Auto
By: Lisa D.
Lisa D. has almost 20 years of experience in the insurance industry, including over 15 years at Acuity. Before starting at Acuity, she obtained her P&C license and sold personal insurance. She keeps a pulse on industry trends while continuing to specialize in developing and updating personal auto insurance products. On top of that, Lisa has her Association in General Insurance (AINS) and Associate in Personal Insurance (API) designations. Outside of work, Lisa enjoys cooking, photography, and spending time with her family. The last two go hand in hand, as she takes pictures of her kids every day.

Author of Auto Focus

Vehicle theft is a problem that has steadily grown over the last four years. In 2023, there were over one million vehicles stolen. Thefts of catalytic converters and entire vehicles are happening at unprecedented rates across the country and are another reason auto insurance rates are increasing. From 2022 to 2023, there was a 29% increase in vehicle thefts.

 

Why is car theft on the rise?

There are multiple reasons for increased theft, including strained financial resources, social media pressures, and the rising value of vehicles and vehicle parts. Catalytic converters are particularly popular because of the precious metals they are made of—platinum, palladium, or rhodium.

 

Are certain car makes or models more susceptible to theft?

While it is important for owners of every type of car to be vigilant about car thefts, both Kia and Hyundai models have been targeted more over the last year in urban areas such as the City of Milwaukee, where a group known as the "Kia Boyz" have been stealing these cars. This group alone has caused the amount of car thefts in 2021 to increse by 2,500% for these two brands.

 

How can I prevent car theft?

  • Don’t leave an unattended car running
  • Hide valuables or remove them from the vehicle
  • Don’t leave keys in the car
  • Lock the car doors, windows, and sunroof
  • Park in open, well-lit areas
  • Be cautious when entering and exiting the vehicle—especially at night

 

Is car theft covered by auto insurance?

Car theft may be covered under comprehensive coverage, which is sometimes called other-than-collision coverage. If coverage applies, you would be responsible for paying the deductible. If you are unsure if your auto insurance policy covers theft, contact your insurance agent.

 

If your vehicle or parts of your vehicle have been stolen, contact the police and your insurance company. Use these tips to help protect one of your biggest investments and as a reliable source to get you where you need to go.

 

Sources:
https://www.nicb.org/news/news-releases/vehicle-thefts-surge-nationwide-2023
https://counciloncj.org/wp-content/uploads/2024/01/motor-vehicle-theft-factsheet-2.pdf

By: Lisa D.
Lisa D. has almost 20 years of experience in the insurance industry, including over 15 years at Acuity. Before starting at Acuity, she obtained her P&C license and sold personal insurance. She keeps a pulse on industry trends while continuing to specialize in developing and updating personal auto insurance products. On top of that, Lisa has her Association in General Insurance (AINS) and Associate in Personal Insurance (API) designations. Outside of work, Lisa enjoys cooking, photography, and spending time with her family. The last two go hand in hand, as she takes pictures of her kids every day.

Author of Auto Focus