We’ve all heard the warnings: put the phone down, focus on the road. But distraction behind the wheel isn’t just about texts and calls—it goes far beyond the screen. From spilled coffee to a wandering mind, distractions come in many forms, and they can all be dangerous.
Despite all the reminders, distracted driving continues to be a serious problem on our roads. The latest stats from the National Highway Traffic Safety Administration (NHTSA) tell a troubling story:
More than 360,000 people were injured in crashes involving distracted driving in 2021—an 11% increase from 2020.
13% of all vehicle collisions are tied to distraction as a contributing factor.
In a 2022 survey, 77% of drivers admitted to using a cell phone while driving.
34% said they had nearly crashed due to being distracted behind the wheel.
And this isn’t just an issue with young or inexperienced drivers. The reality is, it can happen to anyone.
Distractions while driving generally fall into one of three categories—though they often overlap:
Visual Distractions
This is when your eyes leave the road. Common examples include:
Checking out a crash site
Looking for something that fell
A passenger showing you a funny meme
Manual Distractions
These occur when you take your hands off the wheel. Think:
Grabbing coffee
Adjusting the in-car entertainment system
Reaching back to help a child
Fixing your hair or makeup
Cognitive Distractions
Your mind isn’t on the road even if your eyes and hands are. This could mean:
Daydreaming
Stressing about an upcoming appointment
Having an intense conversation with a passenger
These categories aren’t always isolated. For example, you might spill a drink (manual), look down to clean it (visual), and feel flustered (cognitive)—all in the span of seconds.
Even brief distractions can lead to tragedy. In a recent insurance claim example, a semi-truck driver caused a fatal accident simply because he looked away to set his coffee mug in the cup holder. Just a few seconds of lost focus changed lives forever.
Distractions are everywhere, but staying aware and intentional behind the wheel can save lives—maybe even your own. So next time you drive:
Set your GPS before leaving
Silence your phone or use Do Not Disturb mode
Keep both hands on the wheel
Stay mentally present
The most important thing on the road is your attention. Everything else can wait.
An insurance company that cares about you and insuring the things you wish to be insured.
Get a Quote> Find an Agent>