Acuity Is Your Go-to Market for Contractors

From labor shortages to increased material costs, your contracting clients face many challenges, but insurance should not be one of them. Our contracting expertise means you can trust Acuity to deliver the coverage your clients need and the market-leading services that make insurance easy.

“Contracting is one of Acuity’s top classes of commercial lines business, and we want to write more,” says Melissa Winter, President. “We have a broad appetite for contractors and have built a portfolio of products and services to provide what your customers need from a company that has heart.”

“You’d be hard-pressed to find another carrier that offers anywhere near our breadth of services to contractors,” says Neil Argall, Vice President - Commercial Insurance.

Independent agents have entrusted Acuity to handle the insurance needs of over 50,000 of their contracting clients, and here are reasons why you should too!

Broad Appetite

Acuity writes dozens of classes, from artisan contractors and subcontractors to general contracting firms and businesses of all sizes. Most contracting classes are eligible for our Bis-Pak^® businessowners program as well!

We provide general liability, property, workers’ compensation, commercial auto, inland marine, excess liability, and cyber liability coverage to contractors and offer many specialized coverages to help customize a protection package, including:

• Broadened contractors’ E&O
• Contractors’ equipment coverage options, including blanket limits, rental reimbursement, and business income
• Builders’ risk, installation, and property in the course of construction coverage options
• Per-project, per-location aggregate built into the base GL form
• A broad array of additional insured endorsements
• Voluntary property damage coverage
• Limited pollution coverage option

Resources for You

• Individual brochures and underwriting snapshots for most contracting classes
• Our Commercial Lines Secret Files
• Acuity Love Rewards missions focused on contractors
• Our unique Construction Contracts Toolkit
• Blogs on topics that matter to you and your clients

Claims Care

Our 97% positive claims experience is no accident! The Acuity claims difference comes from:

• Same-day contact
• A single point of contact throughout the life of a claim
• Real-time claim information
• Aggressive legal defense
• The Acuity Nurse Helpline and triage program
• Return-to-work program

Customer Service

Our value-added services for your contracting clients include:

• An expansive collection of safety materials
• OSHA compliance and OSHA 10-hour training
• Claim analysis
• Loss control, safety walkthroughs, and accident investigation
• Online management of certificates of insurance

In-House Expertise

John Lack is Acuity’s in-house construction consultant. With over 35 years in the industry as a carpenter, business owner, and other roles, John understands the needs and challenges of contractors.

Additionally, Acuity continually trains our underwriting staff on the latest developments in the construction industry and construction insurance, and our experienced loss control representatives specialize in risk management for contractors and businesses of all types.