Claims 

 

When you need to file a claim, we’re here for you, with a single claims professional to guide and support you at every step. That’s why our policyholders report a 96% positive claims experience. File online or call us 24/7, even on weekends and holidays, at 800.242.7666.  

 

 

File a personal claim →

 

File a business claim →

 

Track an existing claim →

Roadside assistance

Emergency roadside assistance is available 24/7 at 866.732.1466 About roadside assistance

Claims basics


Four steps to a stress-free claim.

Having a loss can be stressful, but filing a claim doesn’t have to be. Our knowledgeable claims professionals are here to help.
  • Step One
    Report your Claim

    Call 800.242.7666 or use our convenient online form.

  • Step One
    Report your Claim

    Call 800.242.7666 or use our convenient online form.

  • Step Two
    Facts are gathered

    Our claims representative will attempt to contact you within 24 hours.

  • Step Three
    Claim is reviewed

    Each claim is unique and evaluated based on its own specific circumstances.

  • Step Three
    Claim is reviewed

    Each claim is unique and evaluated based on its own specific circumstances.

  • Step Four
    Claim is completed

    A decision is made based on the claims representative’s investigation and your policy’s language.


FAQs


Have questions? We have answers.


If you’re involved in an auto accident, contact our claims office at 800.242.7666. You can also contact your local agent or report the claim online. When reporting a claim, please have all the pertinent information available, such as the date, time, location of the loss, and names and contact information of the parties involved.


Once the claim is reported to our claims office, you will be contacted by your assigned claims representative who will walk you through our claims process and answer any questions.  Our goal is to contact you the same business day or within 24 hours of when the loss is reported.


There are a lot of factors that go into pricing. If you file a claim and Acuity pays for the losses, your rates will likely increase. If you file a claim and Acuity does not pay out on losses, your rates still might increase due to factors outside of your claims experience. Factors include claim frequency and claim severity in your geographic area. 

 

Ask your agent for more information on how your policy is rated. 


Yes! Fault at the scene of an accident is subjective. Even if fault seems obvious, the opposing party can still file a claim against you. By filing your claim as soon as possible, you give your Acuity claims representative more time to collect evidence, which puts them in the best position to defend you. 


We always suggest you file a potential claim as soon as possible. The faster you report a claim, the faster it is resolved.



How can we help?

Additional claims resources

Roadside assistance

Our 24/7 emergency roadside assistance can be added to any policy that includes a vehicle.

Acuity Nurse Helpline

Reduce claim costs for nonemergency injuries with streamlined health care access for your employees.

Find a repair shop

Your repair is guaranteed by the auto repair shop when you select one from our preapproved list.

Safety resources

Our safety portal offers resources ranging from risk mitigation to emergency procedures.


Expertise you can rely on

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Our policyholders report a 96% positive claims experience.