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Mechanical Breakdown
A sudden breakdown of equipment in your home can be inconvenient and expensive. Acuity offers this endorsement for homeowners and condo-unit owners policies to help prepare for those unexpected situations.
What does the mechanical breakdown endorsement cover?
The repair or replacement of a household appliance that is damaged due to a sudden and accidental mechanical or electrical failure, or bursting, cracking, or splitting.
Examples of household appliance include:
-
Air conditioner
-
Furnace
- Security system
- Washer and dryer
- Refrigerator
- Water heater
- Vacuum system
- Generator
- Television
This endorsement does not cover breakdown due to wear and tear nor is it a service agreement or warranty.
How much coverage can I get?
Coverage is available with a $50,000 limit, subject to a $5,000 limit for each piece of equipment over 15 years old. A $500 deductible applies.
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